How to Link an Aadhaar Card with a Bank of India Account?

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Linking your Aadhaar card with your Bank of India account has become essential for streamlined banking activities and enhanced security. This process is not only a regulatory requirement but also offers numerous benefits, including hassle-free access to government subsidies and simplified financial transactions.

Whether you prefer the convenience of online methods or the traditional approach of visiting a branch, this comprehensive guide will walk you through the various ways to link your Aadhaar with your Bank of India account.

The emergence of online banking has made it easier to link your Aadhaar Card with a Bank of India account online. If you are a registered internet banking user, you can complete this task seamlessly. Here’s how to do it:

  1. Visit the Bank of India’s official website.

  2. Log in to your banking account.

  3. Click on the "e-Services" section.

  4. Select the "Aadhaar Seeding" option.

  5. Enter your Aadhaar number twice for confirmation.

  6. Click on the "Submit" button.

  7. You will receive a confirmation once your Aadhaar is successfully linked.

If you cannot connect to the internet, you can use an ATM to link your Aadhaar card with your Bank of India account. Follow these steps:

  1. Visit a nearby Bank of India ATM.

  2. Insert your debit card and enter your PIN.

  3. Select the "Service Registration" option.

  4. Choose the "Aadhaar Registration" option.

  5. Select the type of account (Savings/Current).

  6. Enter your Aadhaar number.

  7. Upon approval, your Aadhaar card will be linked to your bank account.

As a Bank of India customer, you can also use the mobile banking app to link your Aadhaar number with your bank account online. Here’s how:

  1. Log in to the Bank of India mobile banking app.

  2. Go to the "Service Request" section.

  3. Select the "Aadhaar Linking" option.

  4. Enter your 12-digit Aadhaar number.

  5. Confirm and submit your details.

  6. You will receive a message confirming that your Aadhaar has been linked.

As of now, the Bank of India does not offer an option to link Aadhaar cards to bank accounts via SMS. However, other methods for linking, such as visiting a branch, are available.

This means that while many banks offer these convenient digital methods, Bank of India customers will need to explore alternative approaches.


You can visit your bank branch to link your Aadhaar with your Bank of India account. Here’s the procedure:

  1. Visit the nearest Bank of India branch.

  2. Carry a self-attested and original copy of your Aadhaar card.

  3. Fill out the Aadhaar seeding form and submit it along with the self-attested copy of your Aadhaar card.

  4. The bank executive may verify your Aadhaar card for identity confirmation.

  5. You will receive a receipt once your request is recorded.

  6. After approval, your Aadhaar card will be linked to your bank account.

Benefits of Linking Your Aadhaar with a Bank of India Account

Linking your Aadhaar card with your Bank of India account provides numerous benefits, including streamlined banking operations and enhanced security. It also makes you eligible for various financial services, such as loans and subsidies.

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Frequently Asked Questions(FAQs)

To link your Aadhaar number with your Bank of India account, you will need your Aadhaar card, Bank of India account details, and a filled-out Aadhaar linking form available at bank branches or online.

Yes, you can link your Aadhaar card with your Bank of India account through an ATM. Insert your card, enter your PIN, and follow the instructions for Aadhaar linking.

No, there is no fee for linking your Aadhaar card with your Bank of India account. This service is provided free of charge by the bank.

Once you submit your Aadhaar linking request, the Bank of India typically processes it within a few days. You will receive a confirmation message on your registered phone number once it is linked.

If your Aadhaar linking request is rejected, ensure that the details you provided match your Aadhaar and Bank of India records. Correct any discrepancies and resubmit the request.