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How to Get ₹2 Lakh Personal Loan?

Apply for an instant ₹2 lakh personal loan online in 10 minutes.

Get ₹2 Lakh Loan in 10 Minutes

Numerous times in life, we miss opportunities by a very small margin. Very often, this margin can be filled monetarily. Whether it’s to expand your business, renovate your home with a loved one or give your start-up the push it needs, a personal loan can go a long way to help.



With KreditBee, you can avail a personal loan of ₹2 Lakhs without any difficulties at all. The entire procedure, from verification to loan approval, is quite straightforward and takes no more than 10 minutes. The money will be transferred directly to your bank account as soon as your loan is approved. You can also choose the most convenient repayment tenure for yourself while applying for your loan.

Features and Benefits

What are the features and benefits of availing a ₹2 lakh rupees personal loan?

How to Calculate your ₹2 Lakh personal loan EMI?

To calculate your EMIs for a ₹2 lakh personal loan, use the slider or enter the loan amount, interest rate, and tenure numbers you want. Click on ‘view EMI schedule’ to know more about the EMIs you may be paying with the breakup of the principal and interest.

Equated Monthly Installments (EMI)

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Total Amt Payable

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How to Get ₹2 Lakh Personal Loan From KreditBee?

Get your hassle-free personal loan for ₹2 Lakhs. You only need to sign up and verify your profile. You will be qualified to apply for the loan you want once your profile, income, and employment information have been verified. The only prerequisite for qualifying is that you must be an Indian citizen who is older than 21 years.
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Sign up using your mobile number.

Eligibility and Documents

Criteria to Avail ₹2 Lakh Personal Loan Online

Eligibility Criteria

  • Indian Citizen
  • Age Limit: 21 - 60 years
  • Monthly Income: minimum ₹10,000

Documents Required

  • Photograph (Selfie)
  • Identity Proof (PAN)
  • Address Proof (Aadhaar, Passport)

A single loan for everything you need

Purpose And Uses

Reason or uses a personal loan of ₹2 lakh

Our Loan Products

A loan for every unique need

Two-wheeler Loan

Get the keys to your dream ride with a bike loan of up to ₹5 Lakhs in Bangalore. With flexible repayment up to 60 months, quick approval, and minimal paperwork, owning your vehicle is easier than ever. Apply now with just your PAN card, address proof, and income proof!

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Loan Against Property

Unlock the value of your property with a loan of up to ₹1 Crores and flexible repayment tenures of up to 20 years. Get competitive interest rates starting at 12%, available across major cities in South India. Apply now with your property documents, bank statements, and employment details!

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Business Loan

Boost your business with an easy loan of ₹6,000 to ₹5 Lakhs, repayable over 6 to 48 months. Get fast approval, minimal paperwork, and quick disbursal to support expansion, working capital, or new opportunities. Apply easily with your PAN card, address proof, and business proof!

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Frequently Asked Questions

Check Eligibility to know your Credit Limit

Get disbursal into your bank account

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Achieve more, worry less. Start your loan journey today with KreditBee