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KreditBee Personal Loan

Apply for a personal loan and meet all your financial needs.

Interest rate starts from

17% p.a

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A hassle-free loan for any situation.

Get personal loans ranging from ₹1,000 all the way up to ₹5 Lakhs with competitive personal loan interest rates. Whether you're looking for the best personal loans or need an instant personal loan online, we've got you covered. Apply for a personal loan online easily and enjoy quick disbursals directly into your bank account in just a few minutes.

Our flexible repayment plans ensure you can manage your personal loan EMI with ease and choose a tenure that suits your needs. Even if you have a low CIBIL score, you can still explore personal loan offers tailored to you. Curious about how to apply for a personal loan or what a personal loan is? We've made the process simple so you can get a personal loan effortlessly.

Other Loan Products

A loan for every unique need

Flexi Personal Loan

Our Flexi Loan, ranging from ₹1,000 to ₹80,000, offers adaptable repayment terms to suit your financial needs, with tenures extending from 3 to 10 months. Apply online, choose your repayment plan, and breathe easy.

Know More

Personal Loan for Self-Employed

Launch new ventures or empower your freelance or gig work with a Personal Loan for Self-Employed. This loan caters to borrowers' financial requirements by offering amounts from ₹1,000 to ₹4 Lakhs and a flexible repayment tenure ranging from 3 to 24 months.

Know More

Personal Loan for Salaried

With a minimum salary of ₹10,000, secure a Personal Loan for Salaried professionals. Access instant online loans ranging from ₹10,000 to ₹5 Lakhs with a hassle-free application process and flexible repayment tenures of up to 3 to 36 months.

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Business Loan

Fuel your business dreams with Business Loans specially designed for small and medium-sized businesses. Get ₹1,000 to ₹4 Lakhs for growth and investment with an easy online application, flexible repayment tenures (3 to 24 months), and fast funding.

Know More

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Get instant loan upto ₹5 Lakhs.

Features and Benefits

Discover the best features designed to provide a smooth and hassle-free experience when applying for the best personal loans. With our fully online process, competitive personal loan interest rates, and quick disbursal options, securing the funds you need has never been easier.

Eligibility & Documentation for Instant Personal Loans Online

Learn about the eligibility requirements and necessary documentation for quick loan approval.

Features

  • Loan amount up to ₹5 Lakhs
  • Attractive Interest Rates ranging from 17% to 29.95% per annum
  • Flexible Tenure ranging from 3 months to 36 months
  • Processing fee up to 5.5% + GST
  • Quick & direct transfer to the Bank Account
  • No collateral or pledge of security

Eligibility Criteria

  • Indian Citizen
  • Age above 21 years
  • Minimum monthly personal income of ₹10,000
  • Minimum monthly household income of ₹25,000
  • Possess Government-approved Valid Identity Proof & Address Proof
  • Aadhaar-linked mobile number

Documents Required

  • Photograph
  • PAN
  • Address Proof (Permanent & Current Address)
  • Income Proof (Bank Statements reflecting Monthly Income)

Other Fee & Charges

  • Foreclosure charges
    • Foreclosure charges of 4% of principal outstanding* + GST will be charged in case Foreclosure is opted
  • Part-Prepayment Charges
    • Part Prepayment Charges of 4% of principal prepaid* + GST will be charged in case Part-Prepayment is opted
  • Penal Charges
    • 1. EMI bounce charge (1st day): 4% of principal overdue* or ₹500, whichever is lower
    • 2. Penal charges for 2-180 days: 36% per annum on principal overdue (+ GST if applicable on penal charges)
  • *round to the nearest rupee

Application Requirements

  • Mobile Number
  • Email
  • First & Last name
  • Date of Birth
  • Gender
  • PAN
  • Employment Type
  • Monthly Income
  • Company name
  • Address Proof
  • PAN Photo
  • Selfie
  • Permanent Address
  • Current Address
  • Education
  • Profession
  • Marital Status
  • Bank Statement
  • Father/Mother / Spouse Name
  • Reference Contact
  • Disbursement Bank Account Details
  • eNACH/UPI e-mandate

Instant Personal Loan EMI Calculator

Calculate your EMI effortlessly with our Instant Loan EMI Calculator to make informed decisions.

Equated Monthly Installments (EMI)

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Total Amt Payable

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Get a Personal Loan in a Few Easy Steps

Applying for a KreditBee personal loan has never been easier. Follow these simple steps to quickly complete your application and get your loan disbursed directly into your bank account.
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Sign up using your mobile number.

Purpose And Uses

Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation. Here are some things you can use the funds for:

Travel

Education

Emergency

Shopping

Wedding

Maternity

Hobbies

Occasion

Gifting

Opportunity

Low Salary

Home Renovation

Need funds fast? Apply for an Instant Personal Loan with KreditBee Today!

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Customer Testimonials

My overall experience with KreditBee was good. I applied for an online personal loan, and the service was quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles. Thanks to KreditBee for helping me to get a loan approved on the same day.

Hiren Joshi

I've been using this app for the last 3 months. Seriously, you can trust this app. It's really very easy to use and it's very easy to apply for your personal loan. The first time, you just need to fulfill your kyc documentation and after that, you can get a loan simply and every time. It's very friendly to apply for your personal loan.

Abhishek Barua

It's an excellent app for instant personal loans. If you repay your loan amount in a given time, it will increase your credit score and will help you to get better loan options for next time with an increased repayment duration. Also, it is easy to use and trustworthy.

Hardev Kumar

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