Loan Banner

EMI without Credit Card

Personal loan starting from ₹ 6,000 up to ₹ 10 Lakhs, with the funds credited directly to your bank account.

  • 100% Online.
  • Hassle-Free Documentation.
  • Disbursal in just 10 minutes

KreditBee EMI without a Credit Card

Credit cards have made it easier than ever to shop for electronics, apparel, home decor, and other items. You don’t need physical cash for your shopping sprees anymore. With the swipe of a card, you can buy almost anything you want with easily accessible funds at your disposal.

However, not everyone owns a credit card. So what do you do when you want to enjoy the perks of a credit card without one? You can opt for a personal loan for shopping that has similar features with more benefits.

With platforms like KreditBee, you can shop online with EMIs. You can apply for loans from ₹6,000 up to ₹10 Lakhs, which are collateral-free, involve hassle-free documentation, and are processed in just 10 minutes. KreditBee’s EMI without a credit card will give you the funds you need with utmost ease.

How to avail EMI without a Credit Card?

Most of us, at some point, need an online loan with an EMI feature to avail of a lump sum amount. The application process for an online loan is shorter and more straightforward than traditional bank loans. All you need to do is follow the simple steps below:
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6

Sign up using your mobile number.

Features and Benefits

The best features for a smooth credit experience

Eligibility and Documents

Eligibility Criteria

  • Indian Citizen
  • Age Limit: 21 - 60 years
  • Monthly Income: minimum ₹10,000

Documents Required

  • Photograph (Selfie)
  • Identity Proof (PAN)
  • Address Proof (Aadhaar, Passport)

Get an easy EMI Loan today

Our Loan Products

A loan for every unique need

Flexi Personal Loan

Our Flexi Loan, ranging from ₹6,000 to ₹10 Lakhs, offers adaptable repayment terms to suit your financial needs, with tenures extending from 6 to 60 months. Apply online, choose your repayment plan, and breathe easy.

Know More

Personal Loan for Self-Employed

Launch new ventures or empower your freelance or gig work with a Personal Loan for Self-Employed. This loan caters to borrowers' financial requirements by offering amounts from ₹6,000 to ₹10 Lakhs and a flexible repayment tenure ranging from 6 to 60 months.

Know More

Personal Loan for Salaried

With a minimum salary of ₹10,000, secure a Personal Loan for Salaried professionals. Access instant online loans ranging from ₹6,000 to ₹10 Lakhs with a hassle-free application process and flexible repayment tenures of up to 6 to 60 months.

Know More

Business Loan

Fuel your business dreams with Business Loans specially designed for small and medium-sized businesses. Get ₹6,000 to ₹5 Lakhs for growth and investment with an easy online application, flexible repayment tenures (6 to 48 months), and fast funding.

Know More

Purpose and uses

Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation. Here are some things you can use the funds for:

Frequently Asked Questions

Our Top Blogs

Achieve more, worry less. Start your loan journey today with KreditBee