Check your credit score instantly. Just use the mobile no. registered with KreditBee and get a comprehensive report on your credit/loan accounts with your credit score. Every lender who is considering giving you a loan will first check your credit report and see what kind of a credit score you have. If your credit score is better, there is a good chance of you getting a higher credit limit or a better loan amount with good interest rates and repayment tenures.
Features & Benefits
Your Credit Health Matters
Credit Health is one of the most important factors for getting a loan
Get Better Loan rates
A good credit score will help you get better interest rates and credit limits
Monitor your credit health
Check your credit score and report regularly to track your credit health
Learn about key insights
Learn about your credit history, credit health and various other factors
Improve your financial decisions
Make better decisions to grow your savings and improve your finances
Correct any discrepancies
Contact the lender or the concerned credit bureau to correct any discrepancies
How to Apply
Step 1
Enter your mobile number linked with your PAN Card.
Step 2
Verify with an OTP and fill in the required identification details.
Step 3
Pay a nominal fee through a convenient payment method.
Step 4
Your new credit report will be generated in just a few minutes.
Step 4
Your new credit report will be generated in just a few minutes.
Step 1
Enter your mobile number linked with your PAN Card.
Step 2
Verify with an OTP and fill in the required identification details.
Step 3
Pay a nominal fee through a convenient payment method.
Step 4
Your new credit report will be generated in just a few minutes.
Step 1
Enter your mobile number linked with your PAN Card.
Step 2
Verify with an OTP and fill in the required identification details.
Step 3
Pay a nominal fee through a convenient payment method.
Step 4
Your new credit report will be generated in just a few minutes.
Want to know your credit score?
Check your credit score instantly
Our Loan Products
A loan for every unique need
Flexi Personal Loan
Our Flexi Loan, ranging from ₹6,000 to ₹10 Lakhs, offers adaptable repayment terms to suit your financial needs, with tenures extending from 6 to 60 months. Apply online, choose your repayment plan, and breathe easy.
Launch new ventures or empower your freelance or gig work with a Personal Loan for Self-Employed. This loan caters to borrowers' financial requirements by offering amounts from ₹6,000 to ₹10 Lakhs and a flexible repayment tenure ranging from 6 to 60 months.
With a minimum salary of ₹10,000, secure a Personal Loan for Salaried professionals. Access instant online loans ranging from ₹6,000 to ₹10 Lakhs with a hassle-free application process and flexible repayment tenures of up to 6 to 60 months.
Fuel your business dreams with Business Loans specially designed for small and medium-sized businesses. Get ₹6,000 to ₹5 Lakhs for growth and investment with an easy online application, flexible repayment tenures (6 to 48 months), and fast funding.
Our Flexi Loan, ranging from ₹6,000 to ₹10 Lakhs, offers adaptable repayment terms to suit your financial needs, with tenures extending from 6 to 60 months. Apply online, choose your repayment plan, and breathe easy.
Launch new ventures or empower your freelance or gig work with a Personal Loan for Self-Employed. This loan caters to borrowers' financial requirements by offering amounts from ₹6,000 to ₹10 Lakhs and a flexible repayment tenure ranging from 6 to 60 months.
With a minimum salary of ₹10,000, secure a Personal Loan for Salaried professionals. Access instant online loans ranging from ₹6,000 to ₹10 Lakhs with a hassle-free application process and flexible repayment tenures of up to 6 to 60 months.
Fuel your business dreams with Business Loans specially designed for small and medium-sized businesses. Get ₹6,000 to ₹5 Lakhs for growth and investment with an easy online application, flexible repayment tenures (6 to 48 months), and fast funding.
Our Flexi Loan, ranging from ₹6,000 to ₹10 Lakhs, offers adaptable repayment terms to suit your financial needs, with tenures extending from 6 to 60 months. Apply online, choose your repayment plan, and breathe easy.
Launch new ventures or empower your freelance or gig work with a Personal Loan for Self-Employed. This loan caters to borrowers' financial requirements by offering amounts from ₹6,000 to ₹10 Lakhs and a flexible repayment tenure ranging from 6 to 60 months.
With a minimum salary of ₹10,000, secure a Personal Loan for Salaried professionals. Access instant online loans ranging from ₹6,000 to ₹10 Lakhs with a hassle-free application process and flexible repayment tenures of up to 6 to 60 months.
Fuel your business dreams with Business Loans specially designed for small and medium-sized businesses. Get ₹6,000 to ₹5 Lakhs for growth and investment with an easy online application, flexible repayment tenures (6 to 48 months), and fast funding.
A good credit score is one that reflects a proper repayment history and management of credit. Usually, a score of 670 to 739 is considered good.
2. What factor affects credit score the most?
There are several factors that affect your credit score, it is likely that your repayment history of loans, EMI payments and credit card bills is the most important factor.
3. How do I check my credit limit amount?
You can check out your credit score and then check your eligibility for a loan. Your credit limit will be shown to you when you check your eligibility.
4. What are the ways to improve your credit score?
To improve your credit score, make sure to pay all your loan EMIs, product EMIs and credit card bills on time. Also, use a good credit mix and utilize only around 30% of your available credit.
5. Is KreditBee connected with any of these credit agencies?
All the KreditBee partnered NBFCs and Banks have collaborated with the four Credit Information Companies, and they send the repayment history of all KreditBee customers after each quarter to these companies.
6. How is my credit limit decided?
Your credit limit is decided based on the authenticity of your documents as well as your previous repayment history which can be tracked via your KYC documents.
7. How can I enhance my credit limit?
You can fill in all your documents correctly and verify your profile for a better credit limit. In some cases, you can even upgrade your credit limit by completing your VKYC.
8. What does “New to Credit” mean?
In simple terms, ‘new to credit’ means that there is no existing credit score. This usually happens when the person has never borrowed money from anywhere before.
9. Why is your Credit Score important?
Your credit score is important because it lets the lender know how capable you are of repaying the loan. It gives them a sense of assurance that you will repay the loan on time.
10. Is it possible to avail a loan above ₹ 1,00,000?
Yes, based on your repayment behaviour and the documents provided, you may avail a loan with an amount of more than ₹ 1,00,000/-.
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