Personal Loan for Teachers

• Interest Rate
  Your interest rate is personalised based on your eligibility, creditworthiness, and repayment capacity. We assess these factors to offer you the most competitive interest rate, ranging from 17% to 29.95% (p.a.).

• Processing Charges
  To cover the administrative costs of processing your loan, we charge a nominal fee ranging from ₹350 to ₹16,800 of the loan amount. This fee is deducted from the disbursed loan amount.

We encourage you to carefully review these charges and understand the terms before finalising your loan application. If you have any questions or concerns, our customer support team is readily available to assist you.

1. Check Eligibility
   Visit our website or download our user-friendly loan app. Enter the required details, and we'll assess your eligibility in minutes. This quick assessment will give you an idea of the loan amount you can potentially qualify for.

2. Select Loan Tenure
   Once you know your eligibility, you can choose the loan amount that suits your needs. You'll also have the flexibility to select a repayment term that aligns with your budget and financial goals.

3. Upload Documents
   We've simplified the documentation process. Upload the necessary documents online—a photograph, your PAN card, and either your Aadhaar card or passport. This digital approach saves you time and effort.

4. Amount Disbursed
   After we verify your documents and you submit the loan agreement, your loan amount will be promptly credited to your bank account within minutes (subject to verification of documents). You can then utilise the funds for your intended purposes, whether it's for a family vacation, home renovation, or any other financial requirement.