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Personal Loan for Low Credit Score

Personal loan starting from ₹ 6,000 up to ₹ 10 Lakhs, with the funds credited directly to your bank account.

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  • Hassle-Free Documentation.
  • Disbursal in just 10 minutes

KreditBee Personal Loan for Low Credit Score

Sometimes you might need a quick influx of funds only to find that your emergency reserve is running dry. Everybody experiences such unforeseen circumstances, and that is when a personal loan can come to your rescue.

Banks and other financial institutions that offer quick loans need proof of two things. One, that you have the means to repay your loans without fail, and two, that you have a track record of paying back your loans on time. Here’s where your credit score comes into the picture. A credit score depicts your financial standing and your history with loan repayments.

A low credit score significantly reduces your chances of getting a loan from banks and other financial institutions. Luckily, with KreditBee, you can avail of a personal loan with a quick eligibility check. All you have to do is repay your EMIs on time, and your credit score will gradually improve.

How to apply for a Personal Loan with a Low Credit Score?

While banks seldom approve loans for people with low credit scores, some financial institutions also consider other factors to calculate eligibility. At KreditBee, you can apply for a personal loan even if you are new-to-credit or have a low credit score. But you need to meet the eligibility criteria based on other factors as well. To avail of such a loan, you simply need to follow these six steps:
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Sign up using your mobile number.

Features and Benefits

The best features for a smooth credit experience

Eligibility and Documents

Eligibility Criteria

  • Indian Citizen
  • Age Limit: 21 - 60 years
  • Monthly Income: minimum ₹10,000

Documents Required

  • Photograph (Selfie)
  • Identity Proof (PAN)
  • Address Proof (Aadhaar, Passport)

Get a loan with a Low Credit Score today

Our Loan Products

A loan for every unique need

Flexi Personal Loan

Our Flexi Loan, ranging from ₹1,000 to ₹10,00,000, offers adaptable repayment terms to suit your financial needs, with tenures extending from 6 to 60 months. Apply online, choose your repayment plan, and breathe easy.

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Personal Loan for Self-Employed

Launch new ventures or empower your freelance or gig work with a Personal Loan for Self-Employed. This loan caters to borrowers' financial requirements by offering amounts from ₹1,000 to ₹4 Lakhs and a flexible repayment tenure ranging from 3 to 24 months.

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Personal Loan for Salaried

With a minimum salary of ₹10,000, secure a Personal Loan for Salaried professionals. Access instant online loans ranging from ₹6,000 to ₹10 Lakhs with a hassle-free application process and flexible repayment tenures of up to 6 to 60 months.

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Business Loan

Fuel your business dreams with Business Loans specially designed for small and medium-sized businesses. Get ₹6,000 to ₹5 Lakhs for growth and investment with an easy online application, flexible repayment tenures (6 to 48 months), and fast funding.

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Purpose and uses

Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation. Here are some things you can use the funds for:

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Achieve more, worry less. Start your loan journey today with KreditBee